Home Insurance In BC From $12/Month | Square One (2024)

Modern house insurance

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Your time matters, and so does your stuff. Get a personalized house insurance quote in 5 minutes. That’s less time than it takes to wait in line for coffee.

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Home Insurance In BC From $12/Month | Square One (2)

Complete protection for your home and personal property

Looking for BC house insurance from a local name you can trust? You've come to the right place. Square One offers the only policy in North America that can be personalized to your individual needs. That means you decide what to insure, so you only pay for the protection you need. You also get to choose from a wide range of coverage and deductible options. Continue reading to learn why Square One is right for you.

Want to specifically find condo, homeowners, or tenant insurance in BC? Once again, you've come to the right place. Use the links below to get a quote and purchase the type of insurance you need.

  • Condo insurance
  • Homeowners insurance
  • Tenant insurance

What our customers say


Verified reviews

Don’t just take our word for it. Here are some of the reviews that contribute to our average rating of 4.7 stars out of 5. Want to read more? Visit our reviews page.

Rating Kathy Vallance.

I found Square One online at a time that I was shopping around for auto insurance to replace my existing policy. I applied online and requested for a quote and the next day I received a call from Kathy Vallance and guess what? I ended up purchasing two policies — auto and home together at an affordable price. Kathy honoured all promises of calling back all the way till close. Kathy is a true professional in her field and in my opinion an honest person too. I take this opportunity to urge all and sundry to go and purchase auto and home insurance with Square One.

Jan 3rd, 2024

Stanley C.North York, ON

Easy to understand and complete!

Who loves dealing with insurance? Nobody, that’s who, but it is necessary. Square One makes the process simple and easy to understand and complete. Even when I had some additional details that made my policy non-typical, the agent I dealt with communicated clearly and was very pleasant. They make a dry topic easy to deal with. Will for sure recommend and continue to use!

Dec 28th, 2023

Ken M.Summerland, BC

Auto and home insurance policies.

I was extremely happy with the service provided by Brett Vancise. He was so versed with his work and guided me through the entire process. He was calm and explained to me every detail concerning the policies. I ended up saving a great deal as compare to my previous insurance provider. I have so far referred several of my friends to this company.

Nov 30th, 2023

Wilfred K.North York, ON

Protection guaranteed.

My landlord suggested your company to me as a new tenant because of its efficiency and accessibility, and let me tell you it was as easy as making microwaved popcorn, literally… Thank you so much Square One, it’s a good feeling to know that your home and belongings have a professional protection plan in place.

Oct 28th, 2023

Serina C.Calgary, AB

Excellent online platform and call support services!

Hasti was one of the support agents who supported me patiently to complete the policy order. Also, the online form and the T&C of the policies are clearly understandable! I have total of 4 titled owners of the property that it allows the info to be input to the system individually (No kidding! Other insurance systems don\'t allow to do this... This online app is absolutely user-friendly! The cost of the policy is not bad comparing with the competitors. I would highly recommend Square One to anyone who is shopping for better services and pricing!

Oct 19th, 2023

David S.Richmond Hill, ON


I recently purchased an insurance policy from Square One. We were so pleased with the ease of application but also how thorough they are in the questionnaire in regards to our property. Square One makes it possible to have the coverage you need with a price that is affordable.

Oct 13th, 2023

Ann M.Winnipeg, MB

Excellent online experience.

Very friendly online portal to select and purchase my new tenant insurance policy with Square One. A friend referred me, based on her total satisfaction to date. We both have received our promotional gifts (Amazon gift card for me, and the $25 account credit for her!). The coverage is excellent for my needs, at very good cost (good value for money). Telephone inquiry about one concern was handled promptly, courteously and satisfactorily. Thank you for the good service and product. I feel to be in good hands with Square One.

Aug 28th, 2023

Janet M.Ottawa, ON

Affordable price and competitive policy.

I am very pleased to be able to secure a tenant policy with less hustle. Everything done online without the involvement of any agent as I don't have time to speak on the phone. All the forms filled up are very comprehensive and easy to understand. One of the cheap premiums on the market as well. Great service! Good job.

Jul 7th, 2023

Eric G.St. Albert, AB

Very good service for home business.

Square One is one of the only providers who would cover our in-home pottery studio. They were thorough and requested photos but they covered us. It’s been very easy to update our coverage as the business grows and we add more services and assets, and sales locations. I love being able to do these changes online and have easy access to check my policy. The service has been great so far.

May 2nd, 2023

Alexandra H.Ashcroft, BC

Straightforward and thorough.

Getting tenant insurance has never been this personalized. I enjoyed that you could truly cater to what kind of home you are living in. With a click of a button, the value of your insurance would change so you could see the quote change as you figured out what works best for you. Very intuitive and user-friendly.

Mar 27th, 2023

David C.Toronto, ON

Different than other providers

house insurance customers love and trust

4.7 out of 5. That’s how customers rate Square One Insurance Services after writing 50,442 reviews. And with an A+ rating from the Better Business Bureau, people clearly love the way we’re changing house insurance.

Digital platform

With Square One, you can get a quote, buy a policy and even submit a claim – all online, from the comfort of your own home. Quotes and policies are managed through your online account or mobile app, but if you need help, expert assistance from one of our licensed insurance agents is just a webchat or phone call away.

Superior protection

House insurance policies from Square One represent the highest level of protection currently available in Canada. We make it easy for you to protect your home against water damage – the leading cause of claims. And, we protect your belongings on a replacement cost basis, with no charge for depreciation.

Guaranteed building replacement coverage

Get the peace of mind you deserve. Simply insure your home to Square One’s suggested limit and, if you experience a loss, we’ll rebuild your home, even if the cost of doing so exceeds your limit of insurance.

Personalized coverage

All policies protect most common personal property items including laptops, smartphones and furniture. If you own specialty property (such as bicycles or fine arts) you can also add coverage to your policy. That way, you only pay to insure what you actually own.

Need to make a claim?

Making a claim with Square One is easy. In fact, most of the process can be done online. You’ll get your own dedicated adjuster to work with you from start to finish to make sure you’re back on your feet in no time. And, Square One pays out on over 90% of all claims submitted.

Interest-free monthly payments

We’re confident you’ll love our service and stay with us. That’s why we don’t lock you into a contract. With us, you can pay monthly or annually and there’s no fixed-term contract. You can also change your payment preferences through your online account.

Home Insurance In BC From $12/Month | Square One (4)

Home Insurance In BC From $12/Month | Square One (5)

It only takes 5 minutes

Ready for an online quote?

Your time matters, and so does your stuff. Get a personalized house insurance quote in 5 minutes. That’s less time than it takes to wait in line for coffee.

Before you start, please review our Privacy Policy and Terms of Use for information relating to your personal information and privacy settings.

What you really want to know

How are claims handled?

The insurance industry doesn’t have the greatest reputation when it comes to claims. Many people fear their insurer will go to any length possible to avoid paying claims. At Square One, we’re different. We’re there when you need us most.

How different? Legal jargon can be confusing, so we’ve created a transparency page to translate the legal language of your policy into plain English.

We’re committed to changing how you think of insurance. We’ll make sure your claim is handled quickly and fairly.

See Our Transparency Page

Home Insurance In BC From $12/Month | Square One (6)

The right protection from day one

The biggest problem with making a claim is not having the right protection. With a policy that’s tailored to your needs, you get the best protection possible.

Home Insurance In BC From $12/Month | Square One (7)

Two-hour emergency response

We guarantee a fast response when you need it most. Not an emergency? No problem. Your adjuster will still be in touch within one business day. it’s your home, and your stuff, so we keep you in the loop.

Home Insurance In BC From $12/Month | Square One (8)

One point of contact

A single dedicated adjuster works with you from start to finish. Without the need to repeat the details of your claim, you’ll be back on your feet in no time.

Thousands choose us every month

Recently purchased policies

you’re in good company

Join over 3,000,000 customers who received home insurance quotes from us

Home Insurance In BC From $12/Month | Square One (9)

Find out how affordable personalized house insurance can be in 5 minutes with an online quote.

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Serving British Columbia, Alberta, Saskatchewan, Manitoba, Ontario and Quebec.

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As an insurance expert with a profound understanding of the industry, I can attest to the importance of having comprehensive coverage for various aspects of life, including home, tenant, and car insurance. The provided article is promoting Square One Insurance Services, and my expertise allows me to dissect the key concepts presented in the content.

Home Insurance

Square One offers modern house insurance with a unique approach. The policy is customizable, allowing individuals to tailor their coverage to specific needs. This is a crucial aspect as it ensures that policyholders pay only for the protection they require. The coverage extends to personal property, providing complete protection for homes against risks such as water damage, a leading cause of claims. Notably, Square One offers guaranteed building replacement coverage, promising to rebuild homes even if the cost exceeds the insurance limit. This demonstrates a commitment to providing superior protection.

Tenant Insurance

For tenants, Square One provides a personalized tenant insurance policy. The platform is praised for its efficiency and accessibility, making the application process as easy as making microwaved popcorn, according to a customer review. The coverage includes common personal property items, and specialty items like bicycles or fine arts can be added to the policy. The company's commitment to transparency is evident in its transparency page, translating legal jargon into plain English to ensure customers understand their policies.

Car Insurance

While the article primarily focuses on home and tenant insurance, there is no explicit mention of car insurance from Square One. However, given the comprehensive nature of the company's offerings, it's reasonable to assume that they might extend their commitment to customization and transparency to car insurance as well.

Claims and Support

Square One emphasizes its commitment to handling claims differently from the industry norm. The article highlights a transparency page that translates legal language into plain English, ensuring customers understand their policies. The company guarantees a fast response to emergencies, with a two-hour emergency response time. Additionally, the use of a single dedicated adjuster from start to finish aims to streamline the claims process and provide a better customer experience.

Customer Testimonials

Customer testimonials play a significant role in establishing the credibility of Square One. The article includes positive reviews praising the company's ease of application, thoroughness, affordability, and excellent online platform and call support services. The testimonials contribute to an average rating of 4.7 stars out of 5, showcasing customer satisfaction.

Digital Platform and Online Experience

Square One stands out for its digital platform, allowing customers to get a quote, buy a policy, and submit claims online. This aligns with modern trends in the insurance industry, providing convenience for customers who prefer online interactions. The article also mentions expert assistance available through webchat or phone call, combining digital efficiency with personalized support.

In summary, Square One Insurance Services distinguishes itself through customizable policies, superior protection, transparency in legal language, and a commitment to providing excellent customer experiences in the realms of home and tenant insurance.

Home Insurance In BC From $12/Month | Square One (2024)
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